Metal Roof Cost in Arizona (2026 Pricing Guide)

Installed cost per sq ft: $8–$14. Try our roof cost calculator.

What affects the price

  • System: standing-seam panels vs. stone-coated steel
  • Roof area: footprint plus garage, overhangs and pitch
  • Panel metal, thickness (gauge) and finish (for example PVDF)
  • Tear-off of the existing roof, especially heavy tile
  • High-temperature underlayment and any decking repair
  • Trim and flashing: eave, rake, ridge, valley, wall and penetration flashings
  • Roof complexity: valleys, hips, skylights and changes in level
  • Panel length and whether panels are formed on site
  • Pitch, two-story access and solar panels to detach and reset
  • Permits for a change of roofing material, and HOA approval

Metal roof prices in Arizona for 2026

Metal is the premium end of residential roofing in the Valley. These are the installed rates per square foot of roof area we use for 2026, including tear-off of the existing roof:

  • Standing-seam metal: $9.50–$14.00 per sq ft. Concealed-fastener panels with raised seams, long-lasting and reflective. Our minimum standing-seam job is $12,000.
  • Stone-coated steel: $8.00–$12.00 per sq ft. Steel panels with a stone-chip finish shaped to look like tile or shake, at a fraction of tile's weight. Minimum job $11,000.

We don't publish a typical whole-home total for metal, because metal homes in the Valley vary too much in size and shape for one range to be honest. The worked example below shows how the per-square-foot rates turn into a job price, and our roof cost calculator will run the same math for your home. Prices vary with size, pitch, access and material, and an estimator gives you an exact number after measuring the roof.

Worked example: metal on an 1,800 sq ft home

Metal is priced on roof surface area. Here's the math our calculator uses for a single-story, 1,800 sq ft home with a 400 sq ft garage and a low slope.

  • Footprint: 1,800 + 400 = 2,200 sq ft
  • Overhangs add about 10%: 2,200 × 1.1 = 2,420 sq ft
  • Low slope adds about 8%: 2,420 × 1.08 = about 2,610 sq ft, or 26 squares

Rounded to the nearest $500:

  • Standing seam: 2,610 × $9.50–$14.00 = about $25,000–$36,500
  • Stone-coated steel: 2,610 × $8.00–$12.00 = about $21,000–$31,500

For a two-story 2,400 sq ft home with a 450 sq ft garage, the footprint is only 1,650 sq ft and the roof about 1,960 sq ft. Standing seam runs about $18,500–$27,500 and stone-coated steel about $15,500–$23,500.

The same adjustments apply as for any roof. A medium slope (factor 1.15) grows the 1,800 sq ft home's roof to about 2,780 sq ft, and standing seam to about $26,500–$39,000. A roof with many valleys, hips and levels adds about 15%, because every valley and wall needs custom-bent trim. A simple gable roof with long uninterrupted runs is where metal is most efficient, and it can take about 5% off.

For comparison, the same 2,610 sq ft roof is about $10,500–$17,000 in shingle and $17,000–$27,500 in new concrete tile.

What's inside a metal roof price

Our estimates are itemized in Xactimate. On a metal job, expect lines like these:

  • Tear-off and disposal of the existing roof. Tearing off tile costs more than shingle because of the weight and volume.
  • Decking repair, priced per sheet, for anything soft or rotted once the roof is open.
  • Underlayment. Metal surfaces get very hot in Valley summers, so the underlayment under metal should be a product rated for high temperatures. Ask which product is specified.
  • Panels: standing-seam panels by the square, or stone-coated steel panels plus their battens where the system uses them.
  • Trim and flashing: eave and rake trim, ridge and hip caps, valley flashing, sidewall and headwall flashing, and closures that keep wind-driven dust and rain out of the panel ribs.
  • Penetrations: pipe boots, vents and any rooftop equipment flashed to the metal.
  • Clips and fasteners. Standing seam uses concealed clips that let the panels expand and contract.
  • Permits, cleanup, overhead and profit, and solar detach and reset at $150 per panel.

Trim is where metal bids differ most. A roof with lots of valleys and walls can carry almost as much trim cost as panel cost.

Standing seam vs. stone-coated steel

Standing seam has vertical panels running from eave to ridge, joined at raised seams with the fasteners hidden underneath. With no exposed screws in the field, there are fewer places for water to get in, and the clips let the metal move as it heats and cools. Under the IRC, standing-seam panels can go on slopes as low as 1/4:12, so they also work on low-pitched roofs where tile and shingles can't go.

Stone-coated steel is pressed into tile or shake shapes and coated with stone granules. It suits neighborhoods and HOAs where a tile look is expected, and it weighs far less than concrete or clay. Metal shingle and tile-style products need a slope of at least 3:12 under the code.

On cost, stone-coated steel runs about $1.50–$2.00 less per sq ft at each end of the range. On looks, standing seam reads modern or farmhouse; stone-coated steel reads like tile.

Panel metal and finish matter in both. Steel panels need a protective coating such as G90 galvanized or AZ50 Galvalume under the code, and premium paint finishes such as PVDF hold their color longer in strong sun. Ask for the panel's metal, gauge and finish on the bid.

How metal handles Arizona weather

Heat and UV: a reflective metal finish bounces back much of the sun that would otherwise heat the attic, which matters in a city that averages 21 days a year at 110°F or hotter (the National Weather Service's 1991–2020 normal). Lighter colors stay cooler than dark ones.

Expansion: a metal roof can see a swing of well over 100 degrees between a winter night and a summer afternoon. Standing-seam clips and correctly spaced fasteners let the panels move. Panels pinned tight will oil-can, stress fasteners and loosen trim over time. This is an installation detail, not a material flaw.

Monsoon: metal sheds water fast, and hemmed edges and tight closures resist wind-driven rain and haboob dust. Monsoon season runs June 15 through September 30.

Hail: metal won't crack like tile, but it can dent. If hail resistance matters to you, ask whether the specific panel carries a Class 4 impact rating under UL 2218, and remember that a cosmetic dent may be treated differently from functional damage under an insurance policy. Read your policy for how it handles cosmetic damage to metal.

When metal is the right call, and when it isn't

Metal makes sense when:

  • You plan to stay in the home for a long time and want to avoid another reroof.
  • The roof has long, simple slopes where panels run cleanly from eave to ridge.
  • The roof is low-pitched and you want a sloped-roof look without dropping to a flat-roof system.
  • You're replacing heavy tile and want a lighter roof that still looks like tile (stone-coated steel).

It's a harder sell when:

  • The roof is cut up with many valleys, hips and dormers, which drives trim cost up.
  • Your HOA requires tile or doesn't allow the look you want.
  • You may sell in a few years and the up-front cost matters more than the long life.
  • Your concrete tile is still sound and only the underlayment is failing. A lift and relay at $4.00–$7.00 per sq ft costs far less than switching to metal.

Repairing a metal roof you already have

Not every metal roof problem calls for new panels. The usual trouble spots are small and fixable:

  • Exposed-fastener panels: the rubber washers under the screws dry out in the sun, and screws back out as the panels expand and contract. Replacing or upsizing the fasteners stops those leaks.
  • Trim and sealant: caulk at ridge caps, wall flashings and penetrations breaks down in UV and needs renewing.
  • Pipe boots and vents: rubber boots crack long before the metal around them wears out.
  • Wind damage: a monsoon gust can lift a loose piece of trim or a panel edge, which should be refastened before the next storm drives rain under it.

Most repairs run $300–$5,000. A new roof makes sense when panels are rusted through, widely damaged or the wrong type for the slope, or when leaks keep returning across the roof.

Our standard inspection is free, and a comprehensive inspection is $149. Either way you get photos of what we found.

Permits, HOAs and timing

Switching to metal from tile or shingle is a change of roofing material. The City of Phoenix and most Valley cities exempt like-for-like reroofs from permits, but a change of material type needs one. Some towns, such as Queen Creek, require a permit for any roofing. We check your city's rules and pull the permit.

Many HOAs regulate roof material and color, so get written approval before ordering panels. Metal often has a longer lead time than shingle or tile because panels and trim may be ordered or formed to size.

On site, a metal job's length depends on the roof's size and how much custom trim it needs; your estimator will give you a schedule for your home. Summer crews start at first light to work around the worst heat.

How to compare metal roofing bids

Metal bids can look alike and hide big differences. Check that each one names:

  • The system (standing seam or stone-coated steel), panel metal, gauge, finish and color.
  • The same measured roof area in squares.
  • Full tear-off to the deck, with a per-sheet decking price.
  • The underlayment product, and that it's rated for high temperatures.
  • Every trim and flashing item: eave, rake, ridge, valleys, walls and penetrations.
  • Clip and fastener type and spacing for standing seam.
  • Manufacturer finish and panel warranties, plus the contractor's workmanship warranty. Ours is 10 years, with a 25-year option.

Red flags: exposed-fastener panels quoted as if they were standing seam, "trim as needed" instead of an itemized list, no Arizona ROC license number on the contract (ours is ROC #358508), a large cash deposit, or an offer to cover your insurance deductible, which is illegal for contractors in Arizona.

Paying for a metal roof

We offer financing through Service Finance and GreenSky, including 0% for 24 months for qualified buyers, subject to credit approval. A $30,000 metal roof is $1,250 a month over 24 months if paid off within the promotional period. Read the plan terms for what happens if a balance remains when the promotion ends.

For a budget range for your home, use our roof cost calculator. For an exact price, book a free inspection and an estimator will measure the roof and write an itemized Xactimate estimate. Call (602) 849-7990.

Frequently Asked Questions

How much does a metal roof cost in Arizona in 2026?

Standing-seam metal runs $9.50–$14.00 per square foot of roof area installed, including tear-off, and stone-coated steel $8.00–$12.00. On a single-story 1,800 sq ft home with a two-car garage, about 2,610 sq ft of roof, that's roughly $25,000–$36,500 for standing seam or $21,000–$31,500 for stone-coated steel.

Is metal roofing worth it in Phoenix?

It can be if you plan to stay a long time, your roof has simple slopes, and you value a reflective, long-lasting roof. It costs more up front than shingle or new concrete tile. If your concrete tile is sound and only the underlayment is failing, a lift and relay usually costs far less than switching to metal.

Do metal roofs make a house hotter in Arizona?

No. A metal roof with a reflective finish sends much of the sun's energy back out instead of soaking it into the attic, and lighter colors stay cooler than dark ones. What's under the metal also matters: the underlayment should be rated for high temperatures, and the attic should be properly ventilated and insulated.

Can a metal roof go on a low-slope roof?

Standing seam can. The IRC allows standing-seam metal panels on slopes as low as 1/4:12, while tile needs at least 2.5:12 and shingles 2:12. Stone-coated steel and other metal shingle products need at least 3:12. For dead-flat roofs, foam or TPO is usually the better and less expensive choice.

Will hail dent a metal roof?

It can. Metal won't crack like tile, but large hail can dent panels. If hail resistance matters, ask whether the specific product carries a Class 4 impact rating under UL 2218. Some insurance policies treat cosmetic dents on metal differently from damage that lets water in, so read your policy or ask your agent.

Do I need a permit to switch to a metal roof?

Usually, yes. Phoenix and most Valley cities exempt like-for-like reroofs, but changing the type of roofing material needs a permit, and some towns, such as Queen Creek, require one for any roofing. Your HOA may also need to approve the material and color. We check your city's rules and pull the permit.